The Potomac Highlands Watershed School 

Oh Deer!" 2010 Environmental Forum

 

Points of View w/ Thoughtful Discussion

Insurance Co.

 

Insurance Companies POV & TD Navigation

Dumb and Dumber Insurance Company    dream catchers    insurance staelers    NH insurance

got-yo-back insurance    The Car Life    The State Farm Insurer   

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farmer, hunter, forest, forester, homeowner, insurance company, Others

 

POV

 

Dumb and Dumber Insurance Company- John Marshall H.S.

                                                                                                                            10/26/2010

     My options on introducing the coyotes to solve the deer population. I donít think we should

bring the coyotes to control the deer population because they like to pray on the weak and

small. If you have small animals like a dog or a cat the coyotes might attack it. There is a

solution if the coyotes are introducing to the deer population you could put up land and the

coyotes out. The deer tare up land and the coyotes kill the deer so there is less chances of a

deer coming in you yard and tarring up your yard. The coyotes like to destroy and tare up

property.

 

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  From:   Screaming Eagles - Other Stakeholder - LHS-C

              Ask                                                                       10/27/2010             8:10:00 AM

     I've never heard of a deer taring up a yard. I've heard of a deer tearing up a yard

     though. If your scared of your dogs or cats being attacked then don't have them or

     keep them inside. If your a complainer then move to the city or put a fence around

     your house. It's life deal with it.

       Response    Dumb and Dumber Insurance Company - Insurance Company - JMHS

                                                                                       11/5/2010        7:02:00 AM

             there are as many deer in the city than there is in the woods and if i was you

             then i would get online and hit the books to get your facks stright.

  From:   The Rubber Duckies - forester - JMHS

              Ask                                                                       10/28/2010            9:04:00 AM

     What if someone is driving and a coyote runs out and a car hits the coyote? Therefore it

      will do alot of damage to the car and you guys will have to pay for the damage that has

     been done?

  From:   Lymes lovers - Other Stakeholder - NHHS

              Ask                                                                         11/4/2010            10:11:00 AM

     why would you bring in more coyotes? what happens when the coyotes get hunted?

  From:   Freaky Funkly Farmers - farmer - NHHS

              Ask                                                                         11/4/2010           10:01:00 AM

     you said deer tear up the land. deer have always torn up lands its thier way of life the

     only reason we are now noiticing it is becasue we are taking their habitat so they are

     forced to interact with ours. http://mdagnrpolicy.arec.umd.edu/Conferences/Deer-

     Management-in-Maryland/sandt.htm. this website shows you that the deer never use to

     be a problem we actually use to depend on them for food and now we are complaining

     about them. if cow population increased as rapid as deer population no one would make a

      deal about it everyone would be happy to eat more steak. so whats wrong with the deer.

  From:   the lonely forest - forest - NHHS

              Ask                                                                         11/4/2010            9:56:00 AM

     if there is less little deers then thre will be less populartion in latter years

  From:   Tree_Huggin_Hippies<3 - Other Stakeholder - NHHS

              Ask                                                                         11/6/2010           10:42:00 AM

     [To the Freaky Funkly Farmers] I agree with what you are saying about us taking

     away the deers natural habitat. Its not their fault that humans over build and make

     it almost impossible for them to have a home. If deer dont have anywhere to go and

     live what do you expect them to do? If they dont have their own habitat to live in

     then they will go into the roads and where people live. "

  From:   Tree Huggers - forest - NHHS

              Ask                                                                         11/5/2010            7:32:00 AM

     I disagree with this because bringing coyotes to solve the overpopulated deer issue

     would be dumb because coyotes wouldn't just kill deer they would kill other

     things/animals to i think the insurance companies can come up with better ways to

     decrease the deer population other then having coyotes kill all the deer.

  From:   BA Foresters - forester - TAHS

              Ask                                                                         11/8/2010             1:04:00 PM

     Dumb and Dumber, Although you make it very unclear with your phrasing, we

     understand that you do not think increasing the number of coyotes to decrease the

     number of deer is a good idea. However, you state that coyotes "destroy and tear up

     property", and most coyotes usually stay out of the way of humans. Deer, on the other

     hand, cause massive amounts of damages to farmers, homeowners, and many other

     stakeholders. We would like to see a little more research done and some facts added to

     this. We strongly agree with the Screaming Eagles and the Freaky Funkly Farmers. I

     disagree with The Rubber Duckies because honestly a deer will do a whole lot more

     damage to a car than a coyote will. Thank you.

  From:   The State Farm Insurer. - Insurance Company - TAHS

              Ask                                                                         11/8/2010           12:43:00 PM

     Hello dumb and dumber, The coyote improvement you brought up will not work.

     Seriously do you think a 40 pound coyote can take down a big buck, I think not. They

     will, if anything, go for the local cats and smaller animals. They will stay away from the

     larger woods and will follow the deer into farms and yards for they aren't the top dog in

     the woods. Farmers will also go against your view for coyote actually have money on

     their heads for they kill so many young farm animals. So releasing coyotes will 100% not

      work.

  From:   The Deer Rangers - hunter - KLMS

              Ask                                                                         11/9/2010             1:24:00 PM

     What is your solution? How does the topic of introducing coyotes in the deer community

     connect with aninsurance company? The discussion is supposed to be on deer, not cats

     and dogs. Also, the coyotes are  just like hunters, they prey on the biggest buck for the

     most food. Coyotes do not tear up property. My grandfather owns a house right next to a

     coyote den and his property is fine. We think that coyotes are a good idea....in

     moderation.

  From:   The Deer Rangers - hunter - KLMS

              Ask                                                                         11/9/2010              1:21:00 PM

     What is your plan on lowering the deer population?What are your sources?Are they

     reliable?(Wikipedia is not reliable)

 

 

 

 

POV

dream catchers- North Harford H.S

                                                                                                                            10/27/2010

we are important because we help cover the damage to peoples car whe the  hit a deer. the

 growing population of deer affect our insurance companies becuase the more deer there

are the more deer people hit and we have to pay for the damages.we belive that the

number of female deer that can be killed legally should be raise to decrease thier

reproduction.

 

 

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  From:   The Car Life - Insurance Company - NHHS

              Ask                                                                         11/3/2010            10:11:00 AM

     If we build a fence next to road that is higher then deer can jump we might be able to

     stop accident bc 1.5 million car accidents were caused by deer resulting in 150 deaths in

      2006 and $1.1 billion in damages.

  From:   The Fed Up Forest - forest - NHHS

              Ask                                                                         11/4/2010           10:01:00 AM

     This doesn't make sense. The number of female deer that can be legally killed is for

     hunting not for hitting them with your cars. Most people do not try to aim to hit female

     deer, they jump out in front of them.

  From:   BA Foresters - forester - TAHS

              Ask                                                                         11/8/2010             1:08:00 PM

     Your POV makes little sense. It needs a lot more information added, and we would

     suggest you do a significant amount of research and give us your plan on controlling the

     number of deer in general, not the number of female deer-- there is a limit on how many

     does can be killed for a reason. Thanks.

 

 

 

POV

insurance staelers- North Harford H.S

                                                                                                                            10/27/2010

Our group is important to show companies and present to the public the importance on how

deer can influence car accidents, injuries and hospital visits. The issue of a deer is

important to our group on account for car accidents that evolved from an oversized deer

causing tremendous damage to a persons car. Along with this problem people are seriously

injured who have to go to the hospital and then insurance companies have to pay for it. I

think the deer overpopulation problem can be fixed by a hunting competition with a large

reward. It is the wrong thing to hunt deer but problems must be solve in a certain way to

make a solution.  Other stakeholders will barley be affected counting for farmers will have

 less deer problems so they will be able to have more crops when they are grown.

 

 

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  From:   The Rubber Duckies - forester - JMHS

              Ask                                                                       10/28/2010             9:16:00 AM

     When you take out the deer what will you do if coyotes come and destroy your crops and

     eat your cattle?

  From:   Doctor Deer - Other Stakeholder - NHHS

              Ask                                                                         11/3/2010            6:30:00 AM

     We think that it is true about how the insurance companies have to pay for all of the

     accidents that deer cause. We also believe that we should be able to hunt for a longer

     time but we shouldnt get a big award because where will we get the money for the big

     award?

 

 

 

 

POV

NH insurance- North Harford H.S

                                                                                                                            10/28/2010

State Farm Insurance estimated that in 2006, deer-car collisions caused 200 human casualties

and more than $1.1 billion in damage nationwide -

http://topics.blogs.nytimes.com/tag/suburbs/. Insurance agencies are important because they

determine how much money we have to pay on our cars. The issue of deer overpopulation

effects us because it effects the amount of money we have to give.

 

 

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POV

got-yo-back insurance- North Harford H.S

                                                                                                                            10/29/2010

Got-Yo-Back Insurance company as well as many other insurance agencies would agree that an

over population of deer can lead to many tribulations in areas where the deer are an issue.

There are many issues concerning this subject with insurance agencies for a verity of reasons.

 More than once a day we get either a phone call or a walk-in with distraught clients

complaining their property or vehicles have been damaged. This concerns us for many reasons;

our main concern is the amount of money that is being invested in the damaged caused by deer.

Insurance agencies have spent 1 billion dollars on this issue and is increasing as the deer

population increases. Insurance agencies are important to home and car owners because we

pay for all or most of the damage costs due to the deer population, and it is starting to become

more of an issue than it has ever been in the past. This issue can be resolved by the approval of

 the DNR to allow hunters to kill the deer during the season but, the amount allowed to be

executed to be increased.

Thank You

 

 

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  From:   School Bus Boys - Other Stakeholder - NHHS

              Ask                                                                         11/3/2010           10:10:00 AM

     I both agree and disagree with your idea to rid ourselves of the deer overpopulation

     issue. I agree because there will be less deer meaning a lower probability that a deer will

      run in front of one of our buses. However, i also disagree because, even though the

     deer population may decline, it will not stop deer from running in front of our buses,

     therefore collisions will still occur. "A run-in with a deer sent a school bus driver to the

     hospital..." -http://www.gastongazette.com/articles/bus-51769-windshield-lincoln.html

 

  From:   Wildlife Preservers - Other Stakeholder - KLMS

              Ask                                                                         11/9/2010             2:10:00 PM

     Even though deer population could be decreased by your efforts, you can't prevent from

      ruining objects or running in front of human properties like cars. How can your

     insurance agency prevent deer from causing destruction to human property and land?

  From:   The Deer Stalkers - Other Stakeholder - KLMS

              Ask                                                                         11/9/2010             1:26:00 PM

     How will this compromise help out all the other people? I agree with your solution but

     lets think of a less violent way of getting rid of the deer over population.

 

 

POV

The Car Life- North Harford H.S

                                                                                                                              11/3/2010

Car Life

We provide insurance for all cars. Deer overpopulation affects us in many ways. Deer over

population endangers our lives. We may be an insurance company and people see us as money

takers. Although some of that is true no one likes to see people get hurt and without us you

would pay an extreme amount of money. We would like to save lives by opening up the season

of killing more females to not reproduce as much as usual. Also would like to put up barricades

along the roads. Yet, that would cost a significant amount of money but indeed would save more

lives. We would need to do something about headlight usage but have not found a way to control

 it. Ultimately we just want to save lives and make the roads safer.

 

 

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  From:   Dumb and Dumber Insurance Company - Insurance Company - JMHS

              Ask                                                                         11/9/2010            8:52:00 AM

     we agree

       Response    The Car Life - Insurance Company - NHHS

                                                                                       11/12/2010       10:50:00 AM

             Yeah we found out that many of the homes of the deer are next to roads so

             this is the only senseable reason.

 

 

 

POV

The State Farm Insurer. - Turner Ashby H.S.

                                                                                                                              11/4/2010

An Insurance Agentís Point of View

     Hello, I am a State-Farm insurance agent. Iím here to inform you about the suburban threat

of deer. Not only on any road in America but also right in your back yard. Deer are very

spookish and are wild animals and when surprised just run, possibly causing damage to

whateverís in their path, whether it be a shed, a fence, or even a window.

      1.5 million car accidents that involve deer happen every year. All of these accidents

COULD possibly be fatal. So whether it is inside your house, in your backyard, or along the

many freeways of America, deer are a force to be reckoned with. We estimate that in 2006,

deer-car collisions caused 200 human casualties and more then $1.1 billion in damage

nationwide. Annually 1.5 million deer die via collisions on national highways. Though the deer

may be blamed for this incident itís actually the humans to be pinned with the fatalities of both

deer and homo sapiens. We were the ones to build highways that separate deer from their

feeding grounds, water source, and mating grounds. More common then not, deer avoid

highways, but under the circumstances, deer will unknowingly try to cross the highway,

occasionally intercepted and taken out by a motorized vehicle.

     The natural annihilation or desecration of the deer population is predation by wolves,

coyotes, bears, cougars, mountain lions, and Homo sapiens, but this mainly happens in rural, or

woodland areas. Efforts to remove the deer from suburban areas have involved, and been along

 the lines of tranquilizing the deer, and transporting them to a more suitable woodland area.

Due to destruction of gardens and landscapes, over 50$ Million dollars is spent on deer

repellants every year. Though these repellants are successful 77% of the time, however, they

are not guaranteed protection, so property may be damaged. Insurance will not cover all costs,

therefore, the property owners will have to pay out of their pocket to fix the damages caused

by deer infestations in suburban areas. Deer repellants are ineffective and an annoyance

because, these repellants must be reapplied every 3-4 weeks or after heavy rains. Repellants

usually have a displeasing taste or a disagreeable odor.

     Like a good neighbor, State-farm is there. For any needs, whether it be protection of your

house, your car, or your life, The State-Farm Insurance Agent is here for you.

 

 

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  From:   The Violated Forest - forest - TAHS

              Ask                                                                         11/8/2010           12:53:00 PM

     This is a great POV and it made me think about the danger of deer in citys

  From:   Phat Farmers - farmer - TAHS

              Ask                                                                         11/8/2010           12:52:00 PM

     Hey Guys. I like your little article you got here.

  From:   The Violated Forest - forest - TAHS

              Ask                                                                         11/8/2010           12:46:00 PM

     This is a great paper i like all of the interesting facts, i learned a lot about the actual

     damage that deer cause

  From:   Hungry Hunters - hunter - KLMS

              Ask                                                                         11/9/2010            8:55:00 AM

     What are some solutions that you the insurance agent can think of to end the

     overpopulation of deer? Why do you choose these solutions?

 

 

 

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